Pronunciation

How to pronounce “transfer”

“transfer” has two pronunciations: /tɹænˈsfɝ/ as a verb and /ˈtɹænsfɚ/ as a noun — the part of speech decides which. The spelling never changes; the beat does, and the vowels reshape around wherever it lands. The transcription and syllable breakdown below describe the verb form.
Two pronunciations

“transfer” is said two ways

As a verb

/tɹænˈsfɝ/

trans-FUR

To move something across. Beat on FUR.

As a noun

/ˈtɹænsfɚ/

TRANS-fur

The move itself, or the ticket. Beat on TRANS.

Listen for the beat, not the letters

One syllable gets longer, louder and a step higher, and the other one collapses towards a schwa. Say the whole sentence rather than the word on its own and let the grammar pull the beat where it belongs.Both forms live in one sentence here: “They transfer the funds on Friday, and the transfer clears on Monday.”

Each button plays a short phrase rather than the bare word: the model voice takes its stress from the words around it, so asking it for “transfer” on its own would play one reading twice instead of the verb and the noun. Read the transcription as you listen.

The sound

Say “transfer” in 2 beats

Say it like this — as a verb

transfer

/tɹænˈsfɝ/

Everything in this card describes the verb form. As a noun it is /ˈtɹænsfɚ/.

The voice you hear here is American; the British form is /tɹansˈfɜː/ (see the table below), and a British voice is available in the app's settings.

2 beats
  1. transtɹæn
  2. fersfɝstress
IPA (American)
/tɹænˈsfɝ/
IPA (British)
/tɹansˈfɜː/
Respelling
trans-FUR (verb) · TRANS-fur (noun)
Syllables
2 — trans-FER
Stress
Stress the second syllable: trans-FER. “fer” is longer, louder and a step higher; the other syllable falls away from it.
Part of speech
noun, verb
Difficulty
Beginner — most learners get this on the first take
Accents

American and British are not the same here

This is the verb form in two accents — a separate question from the two pronunciations above, which are the same accent saying two different words.

American

/tɹænˈsfɝ/

British

/tɹansˈfɜː/

No audio here: sayit’s voice is American, so a British button would play the American word. Read the transcription instead.

Watch out

Where “transfer” goes wrong

  • Often heard

    “a bank TRANS-fur said as trans-FUR”

    the noun front-stresses; the act is trans-FUR

Meaning

What “transfer” means

  1. noun

    the act of moving something from one location to another

  2. noun

    someone who transfers or is transferred from one position to another

    “the best student was a transfer from LSU”

  3. noun

    the act of transfering something from one form to another

    “the transfer of the music from record to tape suppressed much of the background noise”

Say it in a sentence

“They transfer the funds on Friday, and the transfer clears on Monday.”
Sound by sound

The sounds inside this word

7 sounds, in the order you say them

Each sound has its own page: where the tongue goes, what it is usually confused with, and words to drill it on.

Questions

“transfer”, answered

How do you pronounce “transfer”?

“transfer” has two pronunciations: /tɹænˈsfɝ/ as a verb and /ˈtɹænsfɚ/ as a noun — the part of speech decides which. The spelling never changes; the beat does, and the vowels reshape around wherever it lands. The transcription and syllable breakdown below describe the verb form. Build it as trans-FER, then run the second syllable a little longer than the rest and let the others reduce.

How many syllables does “transfer” have?

2: trans · fer. The beat lands on the second, “fer”. Read letter by letter it looks like 3 (a bank TRANS-fur said as trans-FUR), and that careful version is not wrong — but ordinary speech runs it to 2.

Which pronunciation of “transfer” is correct?

Both are. /tɹænˈsfɝ/ (trans-FUR) as a verb; /ˈtɹænsfɚ/ (TRANS-fur) as a noun. Nothing about the spelling tells you which — the sentence does. Move the beat and the word changes its job mid-sentence, which is why both are worth drilling. Both appear here: “They transfer the funds on Friday, and the transfer clears on Monday.”

Is “transfer” said differently in British English?

Yes. American English says /tɹænˈsfɝ/ (trans-FUR); British English says /tɹansˈfɜː/. Both are correct — choose the accent you are learning and stay inside it.

What does “transfer” mean?

As a noun: the act of moving something from one location to another For example: “They transfer the funds on Friday, and the transfer clears on Monday.” It carries 2 other senses as well — all of them said the same way.

Where is the stress in “transfer”?

Stress the second syllable: trans-FER. “fer” is longer, louder and a step higher; the other syllable falls away from it.

Practise this word

Now say “transfer” and see every sound

Record it once and sayit lines your audio up against the target sound by sound — what landed, what slipped, and what it sounded like instead.